AAOIFI Standard • 6,400+ Stocks Coverage

Shariah-Compliant
Stock Data API.

The only API built for Islamic finance. Get AAOIFI-compliant screening across US / UK / Canada, AI-powered regulatory filings analysis, and proprietary halal stock scores — all via simple REST endpoints.

What You Get

Comprehensive halal stock data powered by transparent Islamic financial criteria.

Debt Ratio Analysis

Interest-bearing debt measured against the 12-quarter average market capitalisation. Every ticker screened against the strict AAOIFI 30% threshold so you know exactly where each company stands.

Liquid Assets vs Market Cap

Cash and receivables compared against market capitalisation. Identifies whether a company's intrinsic value derives primarily from tangible assets or intangibles.

Impure Income Detection

AI-extracted prohibited revenue streams from regulatory filings (SEC 10-K / 10-Q, UK Companies House annual accounts, Canadian SEC 40-F + IR reports). Interest income, operating-lease debt, and haram segment revenue — all quantified.

Financial Ratios (Basic Report)

Debt, liquidity, and impure-income ratios computed from the latest filings, returned as ready-to-use decimals. The fastest path to a halal/non-halal verdict.

AI Filings Analysis

Our model reads regulatory filings the way a Shariah analyst would — 10-K and 10-Q footnotes for US, Companies House annual accounts for UK, SEC 40-F and IR reports for Canada — surfacing interest debt, operating leases, and prohibited segments other screeners miss.

Full Compliance Reports

End-to-end verdict with halal status, Akinda halal rating, every underlying ratio, and the AI-extracted financial breakdown — one endpoint, one JSON response.

Start for free

For Developers

Ship halal screening into your app.

Indie devs, vibe-coders, and retail trading tools. Pay-as-you-scale personal plans, full endpoint access, zero setup.

View Personal Plans →
Enterprise & fintech

For Business

Level up your entire platform.

Banks, hedge funds, robo-advisors, and fintech platforms. High-throughput plans, dedicated SLAs, and commercial-use terms.

View Business Plans →

Trusted & Integrated With

Used by developers and fintech platforms worldwide.

Google
stripe
Plug and Play
TECH CENTER
NurInvest

Simple Integration

One API call. One JSON response. Full Shariah Compliance Report.

Endpoint 01

Shariah Compliance Status

The fastest halal / non-halal verdict.

Send a ticker, get a clear AAOIFI-aligned status back. Perfect for search bars, watchlists, and live feed filters that just need a yes-or-no answer.

See full schema →
compliance.jsonGET
{
  "ticker": "AAPL",
  "company_name": "Apple Inc.",
  "listing_country": "US",
  "reporting_currency": "USD",
  "halal_status": "HALAL"
}

Endpoint 02

Basic Report — Financial Ratios

Every ratio behind the verdict.

The three AAOIFI ratios computed from the latest annual / quarterly filings, plus the multi-country listing and currency fields. Everything you need to display a transparent screening breakdown.

See full schema →
basic-report.jsonGET
{
  "ticker": "AAPL",
  "company_name": "Apple Inc.",
  "listing_country": "US",
  "reporting_currency": "USD",
  "halal_status": "HALAL",
  "debt_ratio_perc": 3.07,
  "liquidity_ratio_perc": 1.70,
  "non_compliant_revenue_perc": 0
}

Endpoint 03

Full Report — AI Filings Analysis

Everything: ratios, AI-extracted dollars, source breakdown, scores.

The basic report plus AI-extracted figures from regulatory filings (SEC EDGAR for US, Companies House for UK, IR + 40-F for Canada): interest-bearing debt, operating lease obligations, dollar counterparts, halal / doubtful / non-compliant revenue sources, and the proprietary ranking-score pillars.

See full schema →
full-report.jsonGET
{
  "ticker": "AAPL",
  "company_name": "Apple Inc.",
  "listing_country": "US",
  "reporting_currency": "USD",
  "halal_status": "HALAL",
  "halal_rating": 7,
  "force_haram": false,
  "debt_ratio_perc": 12.34,
  "liquidity_ratio_perc": 7.89,
  "non_compliant_revenue_perc": 1.74,
  "debt_ratio_dollar": 110000000000,
  "liquidity_ratio_dollar": 65000000000,
  "non_compliant_revenue_dollar": 4920000000,
  "compliant_revenue_perc": 97.84,
  "compliant_revenue_dollar": 218000000000,
  "doubtful_revenue_perc": 1.15,
  "doubtful_revenue_dollar": 2600000000,
  "interest_debt": 110000000000,
  "prohibited_revenue": 5000000000,
  "operating_lease": 14000000000,
  "halal_revenue_source": [
    { "name": "Services", "percent": 85.25, "amount_usd": 189000000000 },
    { "name": "iPhone", "percent": 12.51, "amount_usd": 27000000000 }
  ],
  "non_compliant_revenue_source": [
    { "name": "Apple Card interest", "percent": 1.01, "amount_usd": 4920000000 }
  ],
  "doubtful_revenue_source": [
    { "name": "Apple Music streaming", "percent": 1.15, "amount_usd": 2600000000 }
  ],
  "ranking_score": 7.80,
  "profitability_score": 8.20,
  "liquidity_score": 7.40,
  "financial_strength_score": 8.50,
  "value_score": 5.90,
  "growth_score": 7.60,
  "momentum_score": 8.10,
  "dividend_score": 5.20,
  "last_scanned": "Jun 21, 2026",
  "last_updated": "Jun 22, 2026"
}

Frequently Asked Questions

Everything you need to know about Akinda API and our screening methodology.

We follow AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) standards, the most widely accepted framework for Shariah compliance screening. Our thresholds are: Debt ratio < 30%, Liquidity ratio < 30%, and Impure income < 5%.
Financial ratios are updated quarterly from each company's regulatory filings — SEC EDGAR (10-K / 10-Q) for US tickers, Companies House annual accounts for UK tickers, and SEC 40-F plus company IR reports for Canadian tickers. AI-powered filing analysis runs within 48 hours of new submissions. Real-time stock prices are not included in this API.
Yes! Our API returns the exact impure income ratio and absolute dollar amounts. You can use these figures to calculate the purification amount: (shares owned × impure ratio × average stock price during holding period).
Absolutely. Our API is built for production use. We offer commercial licenses with higher rate limits, SLA guarantees, and dedicated support. Contact us for enterprise pricing.
Basic reports include the three core financial ratios (debt, liquidity, non-compliant revenue) plus the listing country and reporting currency. Full reports add AI-extracted figures from regulatory filings (SEC for US, Companies House for UK, IR + 40-F for Canada): dollar-denominated counterparts of every ratio, halal / doubtful / non-compliant revenue source breakdowns, interest-bearing debt, operating lease obligations, and proprietary Akinda ranking-score pillars (profitability, liquidity, financial strength, value, growth, momentum, dividend).
Create a free account, then open your Dashboard → API Keys and generate a key. Every new account starts on the Free plan, so you can begin testing straight away and upgrade whenever you need higher limits.
Personal plans (Basic, Standard, Ultimate) are self-serve through Stripe and scale on request volume and report depth — Basic covers the three core ratios; Ultimate adds full reports with the Akinda ranking score. Business plans (Standard, Ultimate, Enterprise) are contract-based for teams that need higher volume, more markets, and priority support.
Live Shariah verdicts today cover the United States, United Kingdom, and Canada. Business clients can be granted extra markets from our 21 covered countries on a per-contract basis.
Yes. For as long as your subscription is valid you get help by email and through the live chat on the site — integration questions, rate limits, a specific verdict, or anything technical.
Requests over your plan's limit return a 429 response with headers showing your remaining quota and reset time. You can upgrade your plan, or for business needs contact us to raise the limits on your contract.
Start on the Business Request page (Pricing → a Business plan → Request) and enter your company details and needs. Within 3 business days we email you to discuss exactly what you need — for example, if you want data for more countries than just the US, we agree a price, billed per year, based on which markets you get. After the API contract is signed, you sign up and sign in to the account you want the access on, and we grant API access to that account within 1 business day. You can then start testing; if you need more time to get your system ready we can add extra days. Technical help is available throughout by email or live chat.
Yes. Every account starts on the Free tier with a limited monthly quota, so you can evaluate the API before choosing a paid plan. Cancelling a paid plan simply returns the account to Free.
Yes. Paid plans can connect Akinda as an MCP server, so assistants like Claude can call compliance checks, reports, screening, and purification directly. See the MCP section in the docs to connect.